In the following page, you will find useful information about the types of loans and lending service in the US in general. The terms and conditions vary from state to state and before you apply for a loan online, get yourself familiarized with the US laws related to this service. This information may serve as guidance but in order to ensure safe experience, always do some research before you apply.
These loans are specially designed to deal with emergency expenses if you don’t have reserve funds. Compared to payday loans these advances suggest bigger sums and longer terms for reimbursement and are more affordable.
Short-Term Loans, Personal Loans, Payday Loans and Cash Advance are lawful and allowed in all the states but there are some restrictions concerning the maximum amount you can take, APR percent or the terms of repayment, so you should check that the company you are going to cooperate with, operates according to the state regulations.
Remember that HonestLoans is not a lender but a platform to connect you with multiple lenders. We aren’t responsible for the endorsement of your application or further steps, so whenever you have questions concerning the process, please contact your lender and get sufficient answers to your questions from him/her. We have one basic function, which is sharing your application form with the lenders in our system and allow them to process it and come up with a decision to approve it or not.
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If you are somehow not satisfied with the loan terms and conditions, you should contact your lender and discuss the possible alternatives with him. We don’t have any right to interfere in the process and make some changes. However, if the lender doesn’t provide you with the promised quality of service or you think he doesn’t act lawfully, please contact us so that we stop our cooperation with unprofessional lenders.
Each borrower should realize that a beneficial loan isn’t only about the lender but also about the borrower who should do his responsibilities on time. If you aren’t sure that can afford making timely payments, don’t risk to take a loan because if you fail to pay the total amount in time, the lender may actually push the charges against you.